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MRA=Major Ripoff Associates !!
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Like some of the reviewers already here, I was told the same story and they asked me to pay them $2500. so they could make my mtg. payments lower, and stop any foreclosure proceedings.
I told them I had no cash to pay them, so they suggested I should use my future mtg. payment money to pay them 1st, so they could use it to stop foreclosure, which I was not threatened with because my payments were on time and up to date at that time.
I was suspicious at this point, but I was curious how the mtg. recast would work, in order to lower my payments and possibly my mtg. balance, so I stayed on the phone with them awhile.
As I expected, they told me to stop making mtg. payments to make myself delinquent, so my bank would start foreclosure proceedings against me. Said I should send them my mtg. payments instead and they would be used for my fees. But I needed to save up or borrow at least 3/4 of the $2500. that week, because they needed it right away. They were very pushy about getting their money fast or I would lose out on saving my home.
I told them I had heard that nobody is allowed to charge fees to anyone looking for a foreclosure stoppage or mtg. refi, under any conditions or any gov't programs. Told them, their plan sounded illegal and I didn't want to take a chance on losing my money or my home to them. I hung up.
Recently, they called me again on both my home phone and cell. Left messages on both too. I was there. I just ignored their calls.
The person who left the messages went by the name of "Megan Castillo".
The number she left to call back, was: #323-303-3376. Her message said that they wanted to speak to me about an important legal matter concerning my mtg. company, who they named correctly. I did not return her calls. I decided to 1st look up The MRA Group she said she was from on her 1st message. And here I am !!
I don't know how this group of people has been allowed to continue getting away with this for so long ? They truly need to be arrested and put away, for ripping off so many people. Someone should be able to tell us who to call to have them be done with. There could be many more out there like them, but so far..I've only known of this group.
Please do yourself a favor and stay away from these people. They will only steal what little money you can get your hands on, in your time of need.
Go to your own mtg. company and ask them to help you 1st. If not them...then go to another bank who is reputable and try again.
If neither works, look for gov't programs that are out there to help. One I know of is called H.A.R.P., but you'll have to make some calls to get the info. Don't give up too easily. Keep trying to save your home. I'm sure there are safer things to go to than this MRA Group !!
Stay Away from them !!! They will only take your money & run. They will NOT help you save your home !! Run !!
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