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You guys have false knowledge on BBB and mods
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A few things...
The Better Business Bureau charges a fee to business' to become accredited and have a great rating. The BBB is the scam. They were even under investigation for giving a terrorist group an A. So just because a company does not pay for a rating doesnt really mean they are a scam. They have a great rating for the fact that they dont pay to maintain a higher rating. That rating is actually based off what people think and i feel like they did an amazing job saving my home. I was 5 months behind and they brought me to current and got me a 2% for 5 years and 3% for the remainder of my mortgage.This is a law firm so they charge a retainer at the point of service. I believe the law about no upfront fees only pertains to California homeowners. The senate bill is also explained on their website. If you are not a California homeowner then you do not pay in phases like them. I had to pay a retainer just like any attorney would charge me. Thats not a scam. They send out mailers offering their services and thats how i heard of them. They are NOT a scam and they are a lawfirm. Everyone knows that when you try to work with your mortgage they dont really do much for you except give you the run around. Its better to hire a professional. i was told the success rate by yourself is 9% and thats scary when you are behind. Also, no free programs will secure you a permanent modification. You can work with your lender and if your lucky they knock off 100 bucks max. But nothing for 30 years i guarantee it.
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