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Strung Along For Months ~
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The only reason for the second 'star' is to compensate for the fact that at least our loan "officer" was always pleasant to speak to. Other than that it was all just a tremendous run-around and a huge waste of my time. Went literally weeks with zero communication, leading me to believe all was well when in fact our information hadn't even been submitted yet.
After being asked for every document ever created on our behalf we were dismissed due to the size of our property and the fact that our business is on it. Two things that should have been run by underwriting prior to even trying to move forward and two things i made a point of stressing in my first conversation. FIRST time in 3 home purchases over my 60+ years i've EVER been denied any request for credit or a loan.
Turned out for the best as we just finished what we set out to accomplish (lowering interest rate/payments) in LESS than one week with ONE piece of paper and ONE set of signatures. Moral of the story......unless you live a middle of the road, W-2 producing life in a nice little neighborhood and make a TON of money......don't bother looking to LHFS, they won't be able to help you! Stacy Johnson
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