12/15/2010 7:41 AM (PST)

If you are having trouble making your mortgage payments, and assuming this is your residence we are talking about, we have always recommended that you first seek a loan modification through a HUD approved non-profit housing counselor. Call 888-995-4673 to speak with a HUD certified housing counseling agency asap. Many lenders and Freddie MAC are observing foreclosure moratoriums during the holidays. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.

Take a look at this website – www.preventloanscams.org/resources
This website was launched in March 2010 and they’ve got an online complaint form but I’m not sure what sort of remedies, if any, they are pursuing besides reporting scammers to law enforcement agencies. Your housing counseling agency should be able to refer your case, so a duplicate effort on your part should not be needed.

Good luck, we feel for your situation.

12/15/2010 7:49 AM (PST)

I just wanted to make sure I was clear that when you call the nat'l housing counseling hotline at 888-99-4673 you can have your complaint against USMLP entered into the national loan mod complaint database at the same time. Be sure to mention that.