10/12/2010 8:45 AM (PST)

Lisa,

You can click on "View BBB Report" above to read the experience of one complainant. It looks like the company is charging advance fees for loan mods, which is against the law in California and many other states. This earns them an "F" Rating with the BBB.

Have you tried calling a HUD-approved nonprofit housing counselor? You can speak with a certified counselor by calling 888-995-4673. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.

The California Attorney General's press release on "forensic loan audits" is posted here on TrustLink under New Scams.

For more info on loan modification, check out the LABBB's Facebook page at:

http://www.facebook.com/note.php?note_id=177783022194

Specifically, check out the "Notes" on various loan mod topics and info that can apply to homeowners anywhere.

Also, check out the "loan modification" tagged questions here on this forum.
Link to Foreclosure Frauds and Fixes:

http://www.facebook.com/note.php?note_id=203244587194

Link to “BBB of the Southland: California Attorney General Warns Homeowners to Avoid Forensic Loan Audits”

http://www.facebook.com/note.php?note_id=349630582194

also see:

http://www.preventloanscams.org