4/27/2010 2:36 PM (PST)

Cynthia,

We have only known about this company for under a year and little information on them, hence the vague report. We have made efforts to gain information but received only disconnected phone numbers and return mail.

Did you pay any monies upfront?

Effective October, 2009 in California, it is illegal to collect any fees, regardless of the form, for negotiating or attempting to negotiate a loan modification for a residential mortgage. All modification services must be fully completed before any money can be collected. It is also illegal to divide fees or services into components for the purpose of avoiding this law.

If you seeking this type of service, you can try calling a HUD-approved nonprofit housing counselor? You can speak with a certified counselor by calling 888-995-4673. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.

The California Attorney General's press release on "forensic loan audits" is posted here on TrustLink under New Scams.

For more info on loan modification, check out the LABBB's Facebook page at:

http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856

Specifically, check out the "Notes" on various loan mod topics and info that can apply to homeowners anywhere.

Also, check out the "loan modification" tagged questions here on this forum.

Link to Foreclosure Frauds and Fixes:

http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856#!/note.php?note_id=203244587194

Link to “BBB of the Southland: California Attorney General Warns Homeowners to Avoid Forensic Loan Audits”

http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856" Target="_blank">http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856#!/notes/bbb-of-the-southland/california-attorney-general-warns-homeowners-to-avoid-forensic-loan-audits/349630582194


also: www.preventloanscams.org

4/27/2010 2:53 PM (PST)

I have NOT paid any money, I had read about that law that passed on the BBB website, and that's why i refuse to exchange any money. The Owner calls me on a daily bases and asks for the money, i've told him until the proccess is complete i will not pay a dime. I will try those links you have given me. Can you give me the number to speak to a BBB employee?

4/27/2010 3:00 PM (PST)

Cynthia,

Here's the link to LA BBB's Office, it contains phone, fax and email options.

http://www.la.bbb.org/ContactUs.aspx

Thank you.

4/27/2010 3:00 PM (PST)

Cynthia,

Here's the link to LA BBB's Office, it contains phone, fax and email options.

http://www.la.bbb.org/ContactUs.aspx

Thank you.

4/27/2010 3:46 PM (PST)

Cynthia,

Run, don't walk away from these people. You will lose your hard earned money and probably lose your house as well. Call a HUD certified counselor at 888-995-4673.